Thomas Skiffington, CRS, GRI, CRB, ABR, ePro, CLHMS, SRES, RECS, CDPE, ECOBROKER
701 W. Market Street
Perkasie, PA 18944
Office Phone: 215-453-7653
Toll Free: 800-440-remax
June 23, 2013 6:18 pm
Mortgage company or mortgage banker. Financial intermediary that offers mortgages to borrowers, and then resells them to various lending institutions, government agencies, or private investors.
June 23, 2013 6:18 pm
A: No. A loss from the sale of personal–use property, such as a home or car, is not deductible. They are considered nondeductible personal losses, and you cannot reduce your tax bill by deducting them the way you would deduct stock and investment losses on your tax returns.
June 20, 2013 4:41 am
PERKASIE, PA, Jun 20, 2013—While the busiest home buying season—spring—is almost behind us, buyers are still searching, and summer is looking like a prime time for selling your house. With a little dedication, you can get your home sold by Labor Day.
Be open – “Having a flexible schedule can make or break your summertime sale,” notes Thomas Skiffington, Real Estate Professional of RE/MAX 440 & RE/MAX Central. Between vacations and events, it may be hard to find time to show your home. Buyers may want to stop by first thing in the morning before dropping little Jimmy off at camp, or they may want to swing by after dinner. Be sure to maintain an open schedule for showing, and your home sale will happen much faster.
Focus on curb appeal – This is important in any season, but during summer, your garden is growing faster than you can manage it. “If you don't have time to focus on the outside of your home, consider hiring someone to take care of it during the period your home is listed,” Skiffington suggests.
Make an outdoor living space - In addition to a well-manicured garden and lawn, your yard should have an outdoor living space, if possible. No need to go install an outdoor kitchen; simply setting a table next to the grill, or some comfortable looking chairs grouped together, will look equally as inviting. “Allow your buyers to imagine themselves spending their summer evenings lounging around your yard,” says Skiffington. Sold!
Watch the air temp – While we've covered how to make the outdoor of your home inviting, you should also be focused on the interior. Too much air conditioning and your buyers will be shivering all throughout their house tour. No AC? They may be itching to get back out into cool air. Have a comfortable temperature inside, and your showings will be more enjoyable, and successful.
Embrace the season – Go through the home and lighten up any accessories you can; throw pillows, hand towels, curtains and drapes should feel light and bright. “Decorating for the season helps your potential buyers feel a connection with the space, as it's in sync with the outdoor environment. Think light blues, yellows, and greens,” says Skiffington.
For more information on selling your home this summer, please contact RE/MAX 440 & RE/MAX Central at email@example.com, 12154537653, or RE/MAX 440 & RE/MAX Central.
Tom Skiffington works with his team members on a daily basis to bring success to all his sellers and buyers in culminating closed transactions in the least amount of time at the best possible price.
His philosophy -- "because excellent service is so important, my team of real estate specialists and the RE/MAX support staff assist me with each and every real estate transaction. From the minute you hire me as your Realtor, my partners help me to find you a new home or to sell your present home. My team is committed to provide you with the best service in the industry. Right through closing, we will work hard for you. To us, you are Number One!"
Introducing Tom's Team Members --
Carol Copelin, Buyer Agent for the Skiffington Team. When you decide to purchase a home with the Skiffington Team, Carol will make sure you have all the necessary information to view and see homes as quickly as possible. She will also coordinate all the paperwork to make sure your offer is presented properly. Her expertise is extraordinary and you can expect courteous professional service. In her spare time, Carol enjoys reading a good book and traveling.
Josh Moser, Listing Manager for the Skiffington Team. When you decide to put your home on the market, Josh will be there with you every step of the way helping you feel confident with the process and making decisions in this goal, a Hassle Free accomplishment. With Josh on your side you can't go wrong. His hobbies include reading, fitness and snowboarding.
Tom also makes his moving truck available to clients --
Below are some of the awards Tom has achieved.
CRS, GRI, CRB, ABR, E-Pro, CLHMS (Certified Luxury Home Marketing Specialist), SRES (Senior Real Estate Specialist), RECS (Real Estate Cyberspace Society)
Inducted into the RE/MAX Hall of Fame
100% Club and various other awards
Tom has consistently exceeded 150 transactions per year for the last several years
Licensed in 1988
Certified ECOBroker Energy Advantage
Certified ECOBroker Environmental Advantage
Certified ECOBroker Green Market Advantage
Areas of Specialization
Tom specializes in representing buyers and sellers alike in both residential and commercial sales in Bucks, Montgomery and Lehigh Counties.
Tom's hobbies include computer technology and communications.
June 20, 2013 4:39 am
No, that won’t cover the new spa tub you may yearn for, admits Miami decorator Laura Drucker. But the small investment of $150 or less can spruce up a tired bathroom enough to lift your spirits.
Dale suggests six inexpensive bathroom makeover tips that can make a big difference:
Clear the counters – Nothing makes a bathroom more uninviting than a clutter of brushes, make-up, and accessories. Prowl the nearest drugstore, home or department store for a few inexpensive cosmetic storage containers. Get rid of the almost-emptys and the stuff you rarely use and organize the rest in your new mini-bins. Put a hook or two in a cabinet or behind the door to hold shavers, hair dryers, and the like.
Paint a wall or two – Fresh paint wakes up any room. Go for a forest green or burgundy-colored wall for a touch of elegance, or paint all the walls aqua or a pastel shade you like for a calmer, more spa-like atmosphere.
Make it rain – Invest $40 or $50 in a new shower head to turn your shower into a rain forest. It’s a cheap massage, and one you will treasure morning after morning.
Buy a great shower curtain – There are hundreds of patterns available out there. Toss out that boring, old solid-colored curtain and choose one that adds a bit of glamour or, at the very least, makes you smile.
Get a seriously comfy bathmat – The new memory foam mats are pretty to look at and they absorb water and dry quickly. Or choose a seriously plush one you can sink your feet into to feel like you are walking on cloud nine.
Breathe it in – Candles are a great way to add a touch of luxury and ambiance to any little bathroom and, if you choose the right candle, make it smell delicious. Clear off part of a shelf or windowsill, or hang a small shelf on one wall and pick out you favorite scent. If you’re not a candle person, or fear the possibility of fire, find a pretty diffuser to place in the bathroom instead.
June 20, 2013 4:39 am
One of the best things about having a welcoming home, is to experience that welcoming feeling as you return from a vacation. In these tight economic times - especially if you are socking away every penny to improve your home - figuring out how to afford even a day trip can be a vexing exercise
So the University of Florida's Madison Extension has a few practical ideas about how to start making an affordable plan to get away - even if it's just for the day.
First, if there are children of any age involved, UF recommends you include them in the discussion and use the experience as an opportunity to learn money management. Kids
can help plan and set up a spending budget for the outing or trip.
As a result, they become more appreciative of the experience and will be less likely to ask for nonessentials as they become aware of the cost involved in taking a vacation.
One technique the UF report says you can use to identify possible mini-vacations is to sit down with a map, pencil and paper and mark your home on the map. Then draw a circle around your home to represent the distance you can travel on the amount of money available for transportation or the distance you can go and return in one day.
- Within this circle of about 50 to 150 miles, make a list of all the vacation, recreation, or historical spots that you have not visited, or would like to visit again.
- Identify cities within the radius
- Check maps for areas of special interest
- Contact Chambers of Commerce and automobile clubs for more information on these scenic or recreational spots.
- Visit your local library. Libraries also receive and lend passes or other deeply discounted admission access to many areas sites - just inquire at the front desk
- Then rank these in priority order according to places you want most to visit.
You will probably be surprised at the number of vacation ideas in your own backyard!
June 20, 2013 4:39 am
(BPT) - Whether you own a cozy cottage or mega mansion, as a homeowner, you likely embrace the outdoor living trend. But when you look at your deck or patio, does it leave something to be desired? By taking a do-it-yourself (DIY) approach, you can affordably create outdoor spaces that enhance the style and functionality of your home, plus add to the overall value of the property.
Here are a few of the leading trends that the DIY homeowner can use to cost-effectively create an outdoor space that "wows:"
Rent rather than buy
Upgrading or adding a deck or patio can feel overwhelming unless you have the right equipment to do the job. Renting what you need saves money, plus helps you maximize your time so you can enjoy your new outdoor space sooner. From power washers and saws for cleaning and cutting, to utility loaders and tampers for digging and compacting base materials, you'll find everything you need at your local American Rental Association member rental store. Visit www.RentalHQ.com for locations near you. Not sure what you need? The pros at the shop are specially trained and can help you choose the best time-saving tools for your project.
Use pavers for patios
Whether you're looking to refresh your current patio space or are starting from scratch, patios are great ground-level entertainment spaces. More homeowners are opting for pavers to level and define the space, which adds elegant detail, rather than a bland concrete slab. Find pavers in varying shapes, sizes and colors at your local home improvement store. Remember, by digging and installing a base layer, your pavers are less likely to shift over time. Dig down and compact base material with a rented plate compactor or a tamper before laying the pavers in the desired pattern.
Define your deck
If you're adding a new deck, composite decking material is the way to go. While it costs a bit more than lumber, it lasts longer and is virtually maintenance-free, which will save you time and money in the long run. It's just as easy to work with as wood and can be cut and assembled in a similar manner. If you simply want to refresh an existing wood deck, rent a power washer to quickly clean off dirt, grime and paint chips. Replace gray and tan paint with deep brown hues, which adds a subtle upscale appearance. Modern exterior paint lasts years and some options even fill cracks in wood, so look for a brand that best suits your needs.
Go native with greenery
Adding plants to your outdoor space helps the area feel cohesive with nature. Not sure what to add? Whether for pots, containers or the surrounding landscaping, consider native lawn and plant materials. Not only will they look great and add color and depth to your outdoor space, but they are typically lower maintenance and many require less water. Explore options at your local garden center or state extension service's website.
Create an outdoor kitchen
Homeowners want to enjoy more time outside and that means cooking and dining al fresco. While a basic barbecue grill will do, outdoor kitchens are in high demand. Building your own outdoor kitchen space is simple. Install countertops surrounding your grill and consider incorporating features like a small fridge, gas burners for side items, smokers or built-in storage spaces for spices and cooking tools. Stainless steel continues to be the go-to material for outdoor kitchen features, blending modern style with the organic look of Mother Nature.
Light the night
The right lighting can take a good outdoor space and make it great. Solar lighting is trending for outdoor spaces, and this eco-friendly option is also affordable. Light pathways with solar landscape lighting - eliminating the need for electrical cords. Jazz up deck posts with post caps that provide a gentle glow. Finally, a string or two of white garden lights adds a twinkle to the beautiful ambiance of a summer evening.
June 20, 2013 4:39 am
Mortgagor. Party or person that borrows money, giving a lien on the property as security for the loan; the borrower.
June 20, 2013 4:39 am
A: Many builders offer financing incentives to help move more buyers into a project. In fact, major building companies often have their own mortgage brokerage subsidiaries, while many other builders routinely refer buyers to "preferred" local lenders. If it is a buyer's market in your area, you can be sure developers will offer incentives such as low-down-payment financing or interest rate subsidies.
June 20, 2013 4:39 am
It's June and that means tops are coming off - residential pools. But it's serious business when outdoor pools pose a hazard to your loved ones or others who live close by.
I want to bring pool owners up to speed on the latest advice from the Consumer Product Safety Commission, which has devoted an entire website to the subject - poolsafely.gov.
CPSC’s Pool Safely campaign recommend pool owners employ not one, but multiple safety systems to safeguard children in and around the water.
Since no safety system is foolproof, the Pool Safely campaign suggests that each protective measure be used in conjunction with adult supervision and other types of safety systems, according to the CPSC.
No matter how safe a pool owner may feel, adding additional protective measures contribute to the overall safety of a pool or spa. Added safety systems to consider include:
- An outdoor swimming pool barrier - a physical obstacle that surrounds a pool or spa so that access to the water is limited to adults. Barriers give parents additional time to locate a child before the unexpected becomes a reality.
- Alarms for doors, gates, windows and pools or spas - these safety features designed to alert adults when unsupervised children enter the area of the pool or spa. There are a number of different types of alarms that can be used, which emit an audible sound when triggered by opening, moving, or by motion in the water.
- A pool or spa safety cover - is a manual or motorized barrier that can be placed over the water’s surface, and is easily opened or closed. When a safety cover is properly in place over the pool or spa, it provides a high level of safety for children less than 5 years of age by inhibiting their access to the water.
- The CPSC also advises to maintain a higher level of security, remove ladders and slides when using covers on pools.
For specifics about these pool safety measures, click here.
June 20, 2013 4:39 am
(BPT)—When it comes to simple, low-cost home improvements that can add value and completely change the look of a room, you just can't beat painting. From giving a room a whole new look to protecting the walls and boosting the value of your home, painting delivers many benefits - all at a fraction of the cost of other improvements.
Tackle the job yourself, rather than hiring a professional painter, and you can save even more money.
"Any do-it-yourselfer can achieve professional-looking painting results when they follow the right steps and use the right painting tools," says Arti Lyde, a product director with Wagner, manufacturer of painting products. "Painting can dramatically improve the look and style of your home."
Follow these four guidelines and you can achieve professional-looking results with your own hands:
Prepping is paramount
Professionals know that properly preparing their work space is a key factor in achieving a good end result. Before you crack open that paint can, take these preparatory steps:
* Gather all the tools you will need in one place.
* Protect surfaces such as baseboards, woodwork and windows by taping off with a good quality painter's tape.
* Completely cover carpets with a good quality drop cloth that will resist punctures and rips.
* Some jobs require a primer before putting the final color on the wall. Primer preps the surface and helps the final coat adhere better.
Pick the right paint
The quality of the paint you choose will directly affect how good the job looks when you're done. For a good quality finish it is important to select quality paint, which adheres better, gives a uniform finish and will last longer. Also, look at the latest color trends and select a color that will meet your style.
Before you buy, research the brands available at your local home improvement store. Check out consumer review websites, giving particular attention to those that feature reviews from homeowners who've actually used the products. These independent, real-life reviewers can offer valuable insight into how well a paint might work.
Use the right tools
Many professionals use paint sprayers to achieve smooth, fast results. Now homeowners can achieve professional results. The sprayers allow you to cover an 8-by-10-foot surface in just two to six minutes, and they can be used inside the house or outside on decks, fences, sheds or any other surface you need to paint quickly and easily.
Pay attention to the details
Details such as painting baseboards, woodwork and ceilings are the crowning touch on any paint job. Professionals know it's these finishing touches that pull together the look of a room.
With the right tools and professional approach, you can save money by doing your own painting - and enjoy the pride and satisfaction of a job well done.